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Collision Coverage

Auto Collision Coverage in West Des Moines, and Norwalk, IA

Bumper-to-Bumper Protection for Your Auto.
For most drivers, a car is more than just a means of transportation - it's an investment. And if you're involved in an accident, you'll want to ensure that your investment is protected. With Collision Coverage from Montgomery-St John Insurance Agency, you can have damage to your car insured under your policy – whether the damage is a result of an accident with another vehicle or object.

How Much Collision Coverage is Needed?
Different drivers require different coverage options for their Auto Insurance policies. Determining the right amount of Collision Coverage depends on factors like the age and year of your car, as well as your financial situation. An insurance specialist from Montgomery-St John Insurance Agency can help you find an insurance option that best fits your budget.

In addition to protecting you and your car from collisions, we offer benefits that range from rewards and incentives to extended coverage. Our enhancements include: Diminishing Deductible, GAP Coverage, and Accident Forgiveness for better assurance.

Diminishing Deductible - rewards you with credit towards your collision deductible simply for being an accident and violation-free driver.

GAP Coverage - picks up the difference when a settlement from an accident is less than the actual amount you owe on your vehicle loan.

Accident Forgiveness - ensures that your rates won't increase because of a single accident.
Contact Montgomery-St John Insurance Agency today to see if you qualify for, or want to learn more about Auto Insurance enhancements that can help save you money.


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    I just want to mention that Kelli Freerksen has always provided me with such great customer service and been so helpful on all of the various changes that I have had to make over all the years that I have been a customer. She always gets everything taken care of right away, so I don't ever have to worry if my changes are done and implemented. She's definitely an asset to your company and a big part of why I have been a customer all of these years. Thank you.

    Lori Budding