Boat InsuranceBoat Insurance in Des Moines, Ames, Norwalk, & Ankeny, IA
Cast Your Worries Aside
For most people, owning a boat can be a dream come true. Whether you are out on the water with friends or enjoying a relaxing day of fishing, your boat provides an escape from the daily grind.
With a Boat Owners Insurance policy from Montgomery-St John Insurance Agency, you can relax and enjoy your time away knowing that you are properly insured. We offer many coverage options to keep you, your boat, and its passengers safe, specializing in insurance for the following marine vehicles:
- Performance Boats
- Sail Boats
- Bass Boats
- Jet Skis
What Can a Boat Insurance Policy Cover?
Unfortunately, accidents happen – even on the water. A specialized Boat Insurance policy covers your boat or personal watercraft, as well as its motor against potential loss due to:
- Collision with another boat or object
- Damage caused by uninsured or underinsured boaters
Your policy also extends to protect extra equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks. Coverage for fishing equipment and personal property is also available.
In addition, Liability Boat Insurance can help pay for medical expenses or legal costs if you are at fault in a boating accident. Coverage options include:
- Bodily Injury payments
- Damage to another's property
- Medical Payments
- Guest Passenger Liability
Additional Coverage Options
At Montgomery-St John Insurance Agency, we make insuring your boat or personal watercraft easy and affordable by offering extended policy benefits like On-Water Towing and Roadside Assistance when traveling with your boat. You may also be eligible for money-saving discounts when you insure multiple watercrafts or combine your Boat and Auto policies. Even simple things like being an accident-free boater and completing a boating safety course can help you save money too.
It is your passion, your dream. Protect that dream for years to come with the right insurance policy from Montgomery-St John Insurance Agency. Talk with one of our local insurance specialists today to learn more about Boat Owners Insurance.
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Your professional attention to details and meeting our individual needs sets you apart from the "other guys." Also, the immediate and accurate information we receive regarding our questions makes us feel confident that all our present and future needs will be handled. Thank you.