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Homeowners Liability

Homeowners Liability Insurance in West Des Moines and Norwalk, IA

Protect Yourself, Your Home, and Your Finances.
Accidents can happen, even at home. If someone were to claim an injury on your property, there's no stopping them from affecting your finances, your house, or anything else you own that can be labeled as compensation. As the property owner, you could be held fully responsible for injuries to others that occur due to hazardous conditions such as poor lighting, floor hazards, or falls resulting from snow or ice.

With a Homeowners Liability policy from Montgomery-St John Insurance Agency, you can ensure the security of your finances and the safety of your family in the event of an accident. For serious injuries, including casualties, you may be responsible for paying large medical bills and even court costs if you are sued. This policy works to protect you in a variety of situations, including:

  • Claims for property damage
  • Claims for injury to others (either on or off the premises)
  • Liability defense costs
  • Medical expenses for injuries to others

Having the proper Homeowners Liability Insurance for your home will prepare you for future accidents and help preserve your hard-earned assets and finances. Talk with a representative from Montgomery-St John Insurance Agency to determine the right amount of coverage to keep you protected today.


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I just want to mention, that Kelli Freerksen has always provided me with such great customer service and been so helpful on all of the various changes that I have had to make over all the years that I have been a customer. She always gets everything taken care of right away, so I don't ever have to worry if my changes are done and implemented. She's definitely an asset to your company and a big part of why I have been a customer all of these years. Thank you.

Lori Budding